The banking industry has shown tremendous growth in volume and complexity during the last few decades. Despite making significant improvements in all the areas relating to financial viability, profitability and competitiveness, there are concerns that banks have not been able to include vast segment of the population, especially the underprivileged sections of the society, into the fold of basic banking services. Even internationally, efforts are being made to study the causes of financial exclusion and designing strategies to ensure financial inclusion of the poor and disadvantaged. The reasons may vary from country to country and hence the strategy could also vary but all out efforts are being made as financial inclusion can truly lift the financial condition and standards of life of the poor and the disadvantaged.
For the last several years, the Reserve Bank has been aggressively pursuing financial inclusion on the belief and understanding that financial inclusion is a necessary pre-condition for inclusive growth. Development experience over the last sixty years from around the world clearly evidences that what the poor want is not doles, but opportunity to improve their incomes and thereby their quality of life. Financial inclusion is a necessary condition for providing such an opportunity to the poor not only to raise their incomes but also to insulate their families against income shocks and meet emergencies such as loss of job, illness or death in the family.
With this idea the Indian Chamber of Commerce, (ICC), will organize a one day workshop entitled “Seminar on Financial Inclusion with Special Emphasis on Rural Economy” in Guwahati on June 27, 2014 at Hotel Nakshatra, Beltola, Guwahati from 9:30 AM onwards. The workshop will revolve around participative panel discussions on the various aspects of the importance and need of Financial Inclusion, challenges and way forward, followed by a one-to-one interaction between bankers and various stakeholders. Through this release ICC welcomes delegates for participation.
Dr. Jayanta Madhab, Ex- Economic & Financial Adviser to Chief Minister, Govt. of Assam will address as the Chief Guest while Guest of Honour Shri. MTM Guite, AGM-Financial Literacy Cell, RBI will speak on Reserve Bank of India regulations. Special Address on Financial Inclusion in North East – Perspective of NABARD will be delivered by Mr. A.P. Sandilya, Chief General Manager, NABARD, Assam Regional Office and Prospects of SBI on Financial Inclusion will be delivered by S K Mangoo, CGM, SBI Guwahati LHO.
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